Live the Waterfront Lifestyle - or Let It Pay for Itself! Welcome to 1211 SE 21st Terrace in Cape Coral, a fully furnished, turnkey Gulf-access home that offers the perfect blend of personal retreat and proven income-producing opportunity, AND NO FLOOD INSURANCE REQUIRED! Situated on a wide canal with quick Gulf access, this 2-bedroom + den, 2-bath home is designed for effortless indoor-outdoor living. The open floor plan flows seamlessly into a spacious outdoor area featuring a private pool, spa, and covered lanai-ideal for entertaining, relaxing, or hosting guests year-round. Large sliding glass doors open from the main living areas directly to the pool deck, creating that indoor-outdoor feel you expect in Southwest Florida. The home is finished with tile and laminate throughout, a well-appointed kitchen, and a layout that comfortably accommodates both everyday living and short-term guests. Step outside to your private boat dock, where you can be on open water in minutes. Whether it's boating, fishing, or sunset cruises, this location delivers the true Florida waterfront lifestyle. For investors, this property has a strong track record as a successful short-term rental and is being sold fully furnished, making it ready to generate income from day one. No setup, no delays, just immediate opportunity. Whether you're looking for a personal escape, a seasonal home, or a high-demand rental property, this home checks every box.