This newly constructed 2026 duplex offers exceptional versatility for owner-occupants and investors alike. The property provides an outstanding opportunity to offset your housing costs by occupying one unit while leasing the other, or to generate immediate cash flow as a full-time investment. Attractive seller financing is available at 3.75% fixed interest for 10 years on a 30-year amortized loan. When both units are leased, this property produces over $1,000 per month in positive cash flow. Each unit delivers 1,198 square feet of living space under air, featuring 3 bedrooms, 2 bathrooms, and a 1-car attached garage. In-unit laundry hookups provide added convenience and enhance rental marketability. As new construction, the property requires no deferred maintenance and includes a comprehensive 1-year builder warranty. Construction quality is evident throughout. The concrete block shell provides superior durability and storm resistance, while hurricane-impact windows deliver energy efficiency and enhanced protection. Rain/ice underlayment installed beneath the shingles offers an additional layer of defense against water intrusion. Interior spaces feature 9'4" ceiling heights-exceeding the standard 8' construction-creating a more spacious, open environment. Low-maintenance LVP flooring throughout the main living areas pairs with tile in all bathrooms and showers. Kitchens are appointed with upgraded quartz countertops, stainless steel GE appliance packages, and quality Moen fixtures. Bathrooms mirror this attention to detail with quartz vanity tops, Moen faucets, and elegant glass shower enclosures in the primary suites. The air handling units are strategically positioned within conditioned space, extending equipment longevity and reducing long-term operational costs. This turnkey duplex represents an excellent entry point for owner-occupants seeking to build equity while minimizing housing expenses, or for investors pursuing reliable rental income with favorable financing terms. Both units are vacant and ready for immediate occupancy or lease-up.