Tropical Oasis with Owned Solar in SE Cape Coral - No Flood Insurance Required. Rare opportunity in Southeast Cape Coral: this turnkey 3-bedroom, 2-bath home qualifies for no lender-required flood insurance, a significant ongoing savings many Florida buyers don't get. Add in a fully paid-off solar panel system (2024) and a brand-new ($5,000+) pool heater, and this home is designed to save its new owners money from day one. From the moment you step inside, you'll appreciate the soaring vaulted ceilings, expansive windows, and abundant natural light that make every room feel bright, open, and inviting. Tile flooring flows throughout the main living areas, with durable luxury vinyl plank flooring in the primary suite, offering style and easy maintenance throughout. French doors from the dining area and primary suite create a seamless connection to the outdoor living space. The kitchen is designed for everyday living and entertaining, featuring stainless steel appliances, generous cabinet storage, a spacious pantry, and a cozy breakfast nook overlooking the pool, an ideal place to enjoy your morning coffee while taking in the peaceful backyard views. Step outside to your own tropical oasis. The resort-style pool and spa feature a cascading waterfall, surrounded by lush tropical landscaping, including mature Areca palms, bougainvillea, hibiscus, and plumeria, creating exceptional privacy and a resort-like atmosphere. String lights and solar landscape lighting set the mood for evening entertaining, while the brand-new pool heater means year-round enjoyment with no near-term replacement cost. A spacious covered lanai and a large decorative planter, ready for your favorite tropical plants, round out this low-maintenance outdoor retreat. Additional upgrades add convenience and long-term value: a complete Ruud HVAC system (2021), smart thermostat and doorbell, hurricane protection with roll-down front shutter and aluminum storm shutters, automatic irrigation, a 2-car garage with Tesla EV charger, washer/dryer, and a removable child safety pool fence. Located in desirable Southeast Cape Coral, you're minutes from Lee Health Cape Coral Hospital, Publix, Walmart, TJ Maxx, Planet Fitness, and everyday conveniences, ideal for full-time or seasonal living. Move in, unpack, and start saving. This exceptional turnkey property is ready for you.